
Home upgrade mortgages
Borrow to fund renovations, extensions or lifestyle improvements with lending suited to your project and repayment capacity.
Finance renovations, extensions and home improvements
Upgrade your home with financing that supports renovations, additions and modernisation projects. Loans can cover smaller refurbishments through to larger structural works, with repayment plans aligned to your cashflow and property goals.
How home upgrade mortgages can help:
- Fund extensions, kitchen and bathroom remodels, or essential repairs
- Refinance existing debt to free up capital for improvements
- Choose between fixed, variable or split rate options depending on risk and budget
- Plan repayments to suit rental income or personal finances during construction
The process made easy
01
Get in touch with our team
15 mins
02
Complete a fact finder form
45 mins
03
We review and provide options
2 days
Our panel of lenders
With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.




















Are you paying too much on your current home loan?
We offer a no-cost assessment of your home loan to review your current mortgage, interest rate and overall loan structure, then compare it against options our panel of lenders to see whether there’s a better fit. If there’s an opportunity to reduce your repayments or cut fees, we’ll explain the numbers clearly and guide you through the next steps. Get in touch today and you could save thousands of dollars.