
Personal loans
Choose loan structures that match your financial situation and future plans.
Personal loan options to suit your plans and budget
Personal lending can support a wide range of goals, from home improvements and travel to consolidating higher-cost debt. Lenders offer different structures and features, including fixed repayments, redraw facilities and secured or unsecured options depending on eligibility. These loans provide flexibility to fund projects without relying on property security in many cases.
How Pratt Lending Group can help:
- Assist with secured personal loan options using eligible assets
- Search for competitive low-interest personal loan products
- Support applicants with impaired credit to find realistic options
- Arrange unsecured personal loans where collateral isn’t required
The process made easy
01
Get in touch with our team
15 mins
02
Complete a fact finder form
45 mins
03
We review and provide options
2 days
Our panel of lenders
With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.




















Are you paying too much on your current home loan?
We offer a no-cost assessment of your home loan to review your current mortgage, interest rate and overall loan structure, then compare it against options our panel of lenders to see whether there’s a better fit. If there’s an opportunity to reduce your repayments or cut fees, we’ll explain the numbers clearly and guide you through the next steps. Get in touch today and you could save thousands of dollars.